benrobb
thoughts that don’t fit
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I’ve been thinking a little bit about life lately, and how long we stay in different stages of it. I’ve been part of the workforce for a few years now. Looking back it seems like a long time, but looking forward I see that the entire span of my life so far will be repeated again before I retire (barring me striking oil, gold, or winning the lottery).
But having spent longer in my first real job than any other job I’ve had so far has caused me to start thinking about what the rest of my career looks like. I’ve been exploring a few options for a month or so and discussions I’ve had with managers and potential managers have caused me to really start to zero in on the things I like to do and the things I would rather avoid.
I love exploration and discovery, looking at different options, figuring out the best parts, and putting the pieces together to fit into a holistic solution. When it comes to actually executing on my developed strategy, I start to lose interest. I’m more of a thinker than an actual doer, but I’m convinced that it’s OK to be this way and that the world can use more strategists. More people like me. The challenge now is finding the best opportunity that will let me think big…
Tags: Life
We The People
“We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America.”
These words serve as the Preamble to the Constitution which was adopted 221 years ago, give or take a few months, and created the United States of America. Though the Constitution has been amended on a few occasions, these principles still stand as a shining ideal for what I hope is a country that still believes in that ideal.
The question I’m asking myself on the day of President Obama’s inauguration is this: have I done anything recently to contribute to the formation of a perfect union? Have you?
The Best Tech Thing Since Sliced Bread
Two programs that have made my Windows-life easier. One I’ve been using for awhile, one I found yesterday. Both are programs that add on some (in my opinion) missing functionality in Windows. Both are also very lightweight on system resources which is important to me.
Launchy: Never use your Start Menu again. Ever. A keystroke (mine is Alt+Space) will open a launcher. Type in the first few letters of the application you want, and it’ll pop up. Hit Enter to launch the application.
Launchy maintains a catalog of places where it will look for files/applications/anything that matches your keystrokes. I added My Documents into my catalog along with a few extensions and now I can open a document in its native application just by typing the first few letters of the document name (a la Spotlight). Beautiful. It’s not a revolutionary idea, just a lightweight alternative that’s available for Windows Users. It’s also skinnable, so you can get a few different looks from it.
AutoHotKey:The idea here is simple, the implementation is light-weight, and the end-product is powerful. Pick any key combination, and execute a script that tells Windows what to do. There’s a whole scripting language to support this with function calls, if/else logic, etc. You can tell where your mouse should click, what buttons to type, etc.
A few examples. Ctrl+Shift+P on my computer will now set my status for my chat client to “On the Phone.” Ctrl+Shift+A will mark me as “Available” again, and Ctrl+Shift+L will set my status to “Away” and lock my computer.
Now I know that the non-techies in the audience are thinking that I’m wasting my time, but anyone who works on a computer for a living knows that you can use a keyboard about 10 times faster than you can use a mouse. So the fact that I can perform so many of my common tasks without touching my mouse translates into increased productivity. That’s cool tech beans.
Tags: software
The Real Digg Effect
“The Digg Effect” refers to the massive amounts of traffic that Digg would send to the sites hosting it’s front page articles.
For those in the crowd, Digg is a social news aggregation site where articles are submitted and then the general populous “Diggs” them up or down. The algorithms are unknown and changing, but the general idea is that enough people Digg your stuff fast enough, you end up on the front page of Digg and thousands/millions of people visit the site in a short time.
This sudden increase in traffic often causes servers to crash when people visit sites that don’t have the architecture to support the huge quantity of requests. This is the Digg Effect.
I used to follow the technology category on Digg, but stopped after a few months, when I couldn’t stand the ridiculous (and often vulgar) comments left by Diggers when they would Digg up and down. There seemed to be a few intelligent voices in the crowd, but for the most part, it’s just stupid people saying even stupider things.
So I’ve started calling it the Real Digg Effect. The real effect is that the world fills up with anonymous comments made by people who didn’t think twice before typing and submitting. This is what Seth Godin referred to in a recent post called Monkeys With Megaphones. Seth’s point is valid, but it assumes that you’ve got the time to sift through all the trash. Do you have the time?
Howto: Buy A Home – Part 2: Making An Offer
In Part 1, we talked about finding an agent, getting pre-qualified, and finding a home. Now we’ll talk about what to do once you find a few homes you want to walk-through.
Step 4: Walk-throughs
So give your agent a list of homes that you’re interested in. Your agent has likely found a few homes to show you as well. The more you can see, the more informed your decision will be, so don’t shy away from looking at lots. My advice during this stage is simply to know what you want, and know where you’re willing to compromise.
Men and women have different ideas about what makes a good home. I wanted a house that was wired for network, Alison was more interested in the neighborhood. I was impressed by vaulted ceilings and large rooms, while Alison looked into school districts. We both wanted a good sized yard and a master bathroom with a tub and a walk-in shower. Alison wanted a jetted tub, and I couldn’t care less. We both wanted something that was built fairly recently (within 10 years for us), one that was in good condition, and (obviously) one within our price range. Talk through this together and know what you absolutely must have and what you’re willing to sacrifice.
Your agent will schedule time to walk through the homes. It was our experience that most people will have an excuse to be gone when you come by, which is nice because you can talk about the things you like and don’t like with your agent as you go through. Your agent is legally bound not to share financial information about how much you can afford, etc. with anyone else. There’s a paper they sign for this, so make sure they do, but this allows you to tap their experience and opinions as well. Trust me, they’ve seen a lot more houses than you have.
If the house is not empty when you go through, “just play it cool boy, real cool.” Don’t wander around talking about how amazing things are, how much you love it, and how much better it is than all the other houses you’ve seen so far. This will make it more difficult for you to get the seller to agree on a lower price =) And no matter how much you want the home, you want to get it for the lowest possible price, so observe this rule.
Hopefully you can find the house with everything you want, but don’t hold your breath. We gave up the master bathroom for the big-fenced in back yard.
Step 5: Making An Offer
OK, so now it’s time to get serious. Up to this point it’s been all fun and games, but now you’ve got to get down to business. When you’ve decided on a home you want to make an offer on, let your agent know.
The actual process is fairly painless. Your agent will likely have a canned contract of some kind and you’ll spend an hour or so filling in all the required details, but more importantly talking through the actual offer you’ll make. How much below asking price will you offer? Are you paying closing costs, or is the seller (keep in mind that the amount in the contract is an estimate only, and the seller is bound to the estimated amount, not the actual cost)? Do you want a home-owners warranty? Who will pay for that? How long does the seller have to make an official response to your offer?
What won the deal for us – I think – was how fast we were able to close. This was our first home and we’d been renting, so we didn’t have another house to sell, which simplified the process for us. The seller had just had a job transfer and was looking to get out as fast as possible, so we offered them a quick closing date. Keep in mind that there’s a lot to take care of pre-closing, so don’t move too fast.
Another thing to keep in mind is that as a buyer, you’re only committing to buy the house if you like it. Final acceptance is hinged on a home inspection, more walk-throughs, and any other number of conditions you want to write in. You can structure these contracts, so that if you change your mind at any point, you can back out. You wouldn’t do this for just any reason because you’re honest and honorable, but it gives you some peace of mind.
Once this is done, written, and you sign it, then your agent contacts the seller’s agent to let them know and faxes them a copy of the written contract. Now the negotiations begin.
Step 6: Negotiations
If you’re anything like me, you’ll love having an agent for this part, because they’re the ones that get to play hardball for you. Also, we mentioned up front that agents don’t get paid until the deal is made and papers are signed, so your agent at this point in time has a slight conflict of interest and may no longer be as interested in getting you the best deal, but rather getting you to sign. Once the offer is made, they are starting to taste that 3% of the purchase price, so they may start to push you in a direction you don’t want to go. Just remember that as addendums roll in and things change from the way you originally laid it out. Listen to your agent, but take thing with a grain of salt and if you don’t like something, don’t agree to it.
This was not our experience because we observed rule number 1, we had an agent that we knew and trusted.
Anyway, once the seller has your offer, they have the right to accept, reject, or counter. In today’s’ market if they don’t like it they’ll counter, but everybody knows it’s a buyer’s market, so at the moment, things are in your favor. The key to this step is finding a middle ground where everybody gets a good deal. If you can’t do that, then you better hope your agent is better at hardball than the other guy.
Any change to the contract will be added as an addendum and signed by both parties. Maybe they want a higher price. Maybe they won’t pay closing costs. Maybe the close date is too far out or too soon. In our case, maybe they are using a relocation company to move and there’s a ream of extra paperwork to do. Also in our case, the close date was actually too soon, so we worked out a deal where we own the home and they rent from us for a few weeks until they an get everything moved out.
In any case, keep copies of everything you sign, and work out the best deal you can. When you emerge from negotiations, then everybody is under written contract. Now you can go blog that you’re buying a home and you can start planning the move. It’s not a done deal yet, but you’ve clearred a major hurdle.
Now you need to get the home inspected. You’re already pre-qualified, but you need to obtain financing. You also need to get hazard insurance. I’ll cover these topics in Part 3.
